Instant Cash Advances

Get Up to $500 Instantly

Life doesn't wait, and neither should you. Get the cash you need in minutes with no credit check and no hidden fees.

Approval in 2 min
No credit check
0% APR first time
Auto repayment

How Much Do You Need?

Choose your advance amount

$250
$50 $500
🎉 First Advance: 0% APR - Pay Back Only What You Borrow!
You Receive $250.00
Flat Fee $5.00
You Repay $255.00
Due Date Your Next Payday
Get $250 Now

Cash in Your Account in Minutes

Our streamlined process gets you money fast when you need it most

30 sec

Open the App

Download UniCash and create your account instantly

1 min

Choose Amount

Select how much you need, from $50 to $500

2 min

Get Approved

Instant approval, no credit check required

Instant

Receive Cash

Money deposited directly to your bank account

Simple Requirements, Fast Approval

We've removed the barriers that traditional lenders put in your way. If you meet these simple requirements, you're approved.

  • Be 18 or Older

    Must be a legal adult in your state

  • Have Regular Income

    Employment, gig work, benefits - any steady income works

  • Active Bank Account

    Checking account for deposits and repayment

  • Valid Phone & Email

    For account verification and notifications

What We DON'T Require

  • No credit check
  • No collateral
  • No co-signer
  • No paperwork
  • No minimum credit score

Transparent, Simple Pricing

One flat fee. No surprises. No hidden charges.

$50 - $100
$3

Flat fee, no interest

  • Instant approval
  • Same-day deposit
  • Auto repayment
Get Started
$300 - $500
$8

Flat fee, no interest

  • Instant approval
  • Same-day deposit
  • Auto repayment
Get Started

Frequently Asked Questions

How fast can I get my money?

Most advances are deposited within minutes. Depending on your bank, it may take up to a few hours during business days.

Will this affect my credit score?

No! We don't run credit checks and we don't report to credit bureaus. Your credit score is completely unaffected.

When do I have to pay it back?

Repayment is automatically scheduled for your next payday. You can also pay early at any time with no penalty.

What if I can't pay on time?

Contact us before your due date and we'll work with you. We offer flexible extensions and never charge late fees.

Ready to Get Cash Now?

Join thousands who trust UniCash for instant cash when they need it most

Get Your Cash Advance